Shopping for a Loan


Can I Bid Online for a HUD Home?

So you found the home of your dreams. Well you can finance it  a couple of ways; get a mortgage, ask the sellers to lend you the money or pay cash. Which one of these alternatives do you think you would use? I am not being a wise guy. A friend of mine who runs an upscale development told me yesterday that she has made 3 sales this month so far; all cash and all over $500,000. Maybe the market is coming around. What do you think?

When you are ready to make an offer on a HUD home, that is, one that is owned by HUD, you need to use a Real Estate Agent.

I don’t know where real estate buyers get the idea they can place a bid on a HUD Home without a real estate agent.

Buyers cannot bid for HUD Homes online at


The only way to place a bid is to work with a real estate agent who works at a HUD approved real estate brokerage. (Translation: That’s me!)


Buyers are NOT able to submit bids on their own behalf.

If you are going to make an offer on any  home but it is not HUD owned you do not have to use  a real estate broker unless it is listed by a real estate broker.

A real estate agent will be glad to walk  you through the procedure in submitting a bid for your home.

Here is another closed captioned video on Shopping for the loan.

Don’t forget, If you want to find some homes to start your search, click on the link on the right side blog bar on “Finding a home in the Lehigh Valley.

email me at or call me at 610-737-2310

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